Super Choice

Many employees have the option to choose which super fund their employer pays their superannuation guarantee contributions into. In most cases you can take AMG Universal Super with you when you start a new job, all you have to do is, let your employer know you want your super paid into your AMG Universal Super account.

However, not everyone is eligible to choose a super fund.

Who is not eligible to choose a super fund?

You may not be eligible under the superannuation guarantee to choose a super fund if:

  • your employer pays superannuation for you under a state award or industrial agreement or under certain workplace agreements, including an Australian Workplace Agreement (AWA) and collective agreements (although choice can also be provided under these awards or agreements); or
  • you are in a particular type of defined benefit fund or you've already reached a certain level in a defined benefit fund.

Who is eligible to choose a super fund?

You can generally choose your super fund if you are:

  • employed under a federal award;
  • employed under a former state award, now known as a ‘notional agreement preserving state award’;
  • employed under another award or agreement that doesn’t require superannuation support; or
  • not employed under any state award or industrial agreement (including contractors paid principally for their labour).

If you are eligible to choose your own super fund, your employer has an obligation to provide you with a Standard Choice Form within 28 days from the day you start working for them.

If your employer is not using AMG Universal Super as the default fund, you will need to nominate AMG Universal Super in Part B of the form.

Click here to download the Standard Choice Form that’s already been completed with AMG Universal Super’s details. You just have to complete your details, sign it and give it to your employer.